New tools help educators calculate Social Security benefits after WEP or GPO reductions

Retirement | TRS | Social Security
Date Posted: 6/30/2017 | Author: Monty Exter
One of the most common questions I get from members calling in to the ATPE state office for guidance is about how their TRS pension will affect their ability to draw either their own or their spouse's Social Security benefits. When I get these questions I always find myself walking the member through the intricacies of one or both of the provisions in federal law that can reduce the Social Security benefits they would otherwise receive.
Additional information about these offsets, the Windfall Elimination Provision (WEP) and the Government Pension Offset (GPO), can be found here on ATPE's website.
Up until now, I have been able to explain to ATPE members how the WEP and GPO may affect them, but I haven’t been able to provide them with any direct resources that would show them what their personal Social Security benefits are likely to look like after being reduced by one of these offsets, until now. I recently learned of a new suite of online calculators that have been made available by the federal Social Security Administration on its website that allow the public to get a better understanding of what their Social Security benefit will look like. Two of these calculators are specifically designed to help educators and people subject to either GPO or WEP reductions to determine their remaining Social Security benefit.
The calculators are fairly simple and straightforward to use, but you will need some information about your personal Social Security savings that you can find on your Social Security statement. You'll also need to have information about your TRS pension that you can get from TRS either by calling the agency, using the MyTRS member portal, or looking on your TRS statement.
You can find the WEP calculator here and the GPO calculator here.
CONVERSATION
RECOMMENDED FOR YOU

09/12/2025
Teach the Vote’s Week in Review: Sept. 12, 2025
ATPE takes a deep dive into the biggest question about HB 8, the testing bill passed by the Texas Legislature during its second special session of 2025.

09/11/2025
What’s really in HB 8, the testing bill passed by the Texas Legislature this summer?
HB 8 has some positive, some potentially positive, and some negative aspects. We take a deeper look and answer the question: Does HB 8 increase the number of tests?

09/10/2025
From the Texas Tribune: Texas educators praise new school cellphone ban
The new state ban took effect on Sept. 1, and Texas’ more than 1,200 public school districts have adopted policies ranging from secure phone pouches to increased monitoring.